Perth’s most awarded broker · A Transact Group company

Your home loan,
sorted your way.

We put 25+ lenders in competition for your best rate. Free to you, and we've settled over $1 billion doing it.

  • 5.0 Google · 430+ reviews
  • Free service
  • Same-day response
  • Best Interests Duty

We have felt in very safe hands.Bec M · Google review
A Perth couple holding the keys to their new home at golden hourA couple at their kitchen bench discovering what refinancing could save themA Perth business owner with his ute and equipment trailer at his workshop

4.35%

Current RBA cash rate

Source: RBA, verified 19/07/2026

Start here

Get clarity in 15 minutes.

Tell us what you’re trying to do. Pick a phone or video consult and walk away knowing where you stand and what to do next. No cost, no commitment.

I want to…

You may need just $33k to buy a $600k first home.

With a 5% deposit, no LMI and zero stamp duty under $600,000, your first home is closer than you think. We check every grant and scheme you qualify for, free.

Not ready to talk? Send an email enquiry

Run your numbers

Real figures, verified sources.

Every market number on this site links to the authority it came from, with the date we last checked it. That’s how a licensed broker should publish.

What would my repayments be?

Drag the sliders — this is the real calculator, not a mock.

Indicative market rates as at 19/07/2026: variable 5.80%–6.20% · 1yr fixed ~5.75%. Actual rates depend on your circumstances.

Monthly Repayment

$3,555

Total Interest
$679,793
Total Repaid
$1,279,793

Estimate only — not a formal assessment or loan offer. Results use simplified assumptions; your actual position depends on your full circumstances. Speak to a TAG broker for a free, personalised assessment.

All calculators

Perth, right now

+23.9%

Perth dwelling values, past 12 months

Perth grew faster than any other capital city over the past year.

Source: Cotality Home Value Index, 30 June 2026, updated 19/07/2026

$850k

5% Deposit Scheme property cap — Perth

Buy with a 5% deposit and no Lenders Mortgage Insurance on Perth homes up to $850,000.

Source: Housing Australia, updated 19/07/2026

$600,000

WA first-home stamp duty — full exemption up to

Eligible first home buyers pay no stamp duty on homes up to $600,000.

Source: WA Government — 2026-27 Housing Taxation Package, updated 19/07/2026

How it works

Four steps, about one hour of your time.

1

Have a Chat

Free 15-min call or quick online form.

No documents needed yet — just a conversation.

2

We Compare

25+ lenders compared for the best structure.

You see the shortlist and the numbers behind it.

3

We Handle It

Full application management and negotiation.

About an hour of your time in total — we do the rest.

4

You Settle

Loan settles. We monitor rates ongoing.

And we alert you when a better deal appears.

Most home loans go from first chat to settlement in 4–6 weeks — pre-approval typically within 1–3 business days.

Client stories

5.0 stars. 430+ reviews. Zero scripts.

Hover to pause. Every review is verified on Google — read them all.

Loans settled since 2006
$1B+

Loans settled since 2006

Verified Google reviews
430+

Verified Google reviews

Google rating
5.0

Google rating

Years helping Perth
18+

Years helping Perth

This is our 3rd time using Tag Finance for purchasing property and the reason is simple, they go above and beyond to help and make the entire process easy and hassle free! Any questions we have Ali…
Jake GriechenVerified Google review
Paul, Alice and Tin have worked minor miracles to help us into our first home. Incredibly grateful for the expertise, effort and care that TAG has, and we are extremely grateful for their work! In …
Yehyia IbrahimVerified Google review
Five-star service from all involved, what a team! Special thanks to Glen, Rebecca, Alice and Caitlin who were all up to date with my multiple refinance and new loan, I could call or email any of th…
Blake PorterVerified Google review
Excellent service! Alice truly understands the need of clients and provides informed advice. This is my second time Alice helps me from obtaining the pre-approval to finalising the settlement. Prof…
Laurence CVerified Google review
Faultless from start to finish. Glen and Rebecca at TAG Finance were efficient, proactive, and incredibly easy to work with throughout the entire process, from mortgage application right through to…
Natalie WillacyVerified Google review
Paul and Tin have been incredible throughout the entire process of getting our first home and loan approval! Could not recommend them more highly! Special thanks for Paul for always being available…
Bec MVerified Google review
This is our 3rd time using Tag Finance for purchasing property and the reason is simple, they go above and beyond to help and make the entire process easy and hassle free! Any questions we have Ali…
Jake GriechenVerified Google review
Paul, Alice and Tin have worked minor miracles to help us into our first home. Incredibly grateful for the expertise, effort and care that TAG has, and we are extremely grateful for their work! In …
Yehyia IbrahimVerified Google review
Five-star service from all involved, what a team! Special thanks to Glen, Rebecca, Alice and Caitlin who were all up to date with my multiple refinance and new loan, I could call or email any of th…
Blake PorterVerified Google review
Excellent service! Alice truly understands the need of clients and provides informed advice. This is my second time Alice helps me from obtaining the pre-approval to finalising the settlement. Prof…
Laurence CVerified Google review
Faultless from start to finish. Glen and Rebecca at TAG Finance were efficient, proactive, and incredibly easy to work with throughout the entire process, from mortgage application right through to…
Natalie WillacyVerified Google review
Paul and Tin have been incredible throughout the entire process of getting our first home and loan approval! Could not recommend them more highly! Special thanks for Paul for always being available…
Bec MVerified Google review

The group behind TAG

One group, across the life of every asset.

TAG is a Transact Group company. Commercial property, capital and insurance sit inside one group, advising on more than $3 billion in strategic portfolios. When your ambitions outgrow retail lending, your file steps up with its context intact.

About the Transact Group
Transact CapitalCommercial property, acquisition to exit
Transact FinanceDebt & equity advisory, $2b+ advised
Transact InsuranceCorporate cover, Steadfast network

Ready when you are.

Free, no obligation, same-day response. Or start with the 5-minute borrowing power estimate and talk when you’re ready.

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