First Home Buyers
We understand that starting out on the home ownership journey can be daunting.
That’s why we break everything down and explain it to you so you’re fully informed when making decisions about your mortgage.
What many people don’t realise is that it does not cost you any more to use a mortgage broker. In fact, because we deal with the banks in volume, we generally get better rates than if you just walk in off the street!
First home buyers have access to the First Home Owner’s Grant of $10,000 (for new homes, $3,000 for established homes), Stamp Duty concessions and the WA Home Buyers Assistance Account. We’re experts in maximising the benefits available to you as a first home buyer.
Getting your mortgage setup correctly from the start can save you thousands. Get in touch with us and let’s get started the right way.
Why use a mortgage broker?
The mortgage sector is a large and complicated maze of products best negotiated with help from an expert. With so many options to choose from, it is easy to get it wrong from the start and this can be a costly mistake if it involves paying more than you have to over a long period of time.
A professional mortgage broker will have access to an enormous range of loan options from banks, building societies and lenders you may not even have heard of. Once he has a clear idea of your financial position and what you want to achieve he will help you make the ideal selection. This not only saves you a lot of time and effort, but could save you money too. Some lenders may have ‘hidden payment terms’ that can trip up the unwary. A broker will know about these hazards and point you in another direction.
There are even lenders who depend solely on brokers to refer clients to them. Members of the public cannot contact these companies directly. And remember, most brokers are paid a commission by the lender so there is usually no cost involved.
Contact TAG Finance today to find out how we can help you.